If you are younger than 65 years old and do not receive coverage from your employer, your Open Enrollment Period (OEP) is between December 1st and January 31st. Click here to learn more about 2026 Individual & Family Health Plans Open Enrollment.
| 4th Quarter | 1st Quarter | 2nd Quarter | 3rd Quarter | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| October | November | December | January | February | March | April | May | June | July | August | September |
| x | Open Enrollment | Open Enrollment | Open Enrollment | x | x | x | x | x | x | x | x |
Months marked with “x”, you can only enroll if you have a Qualifying Life Event.
If You Enroll Between November 1st – 30th
Then Coverage Starts December 1st
If You Enroll Between December 1st – 31st
Then Coverage Starts January 1st
If You Enroll Between January 1st – 31st
Then Coverage Starts February 1st
Balance by CCHP is for people who live in San Francisco County & San Mateo County.
We offer many options at various price points to suit you and your family’s unique needs. You can get plans for little as $0 or $1 a month, depending on your income.
Our Sales Team is here to help—reach out anytime.
1-888-371-3060 (Individual & Family, Covered CA)
1-800-893-1598 (Employer Group)
1-877-681-8898 (TTY)
7 days a week from 8 a.m. to 8 p.m.
San Francisco Offices
445 Grant Avenue
Monday to Friday • 9 a.m. – 5:30 p.m.
845 Jackson Street
Monday to Saturday • 9 a.m. – 5:30 p.m.
Daly City Office
386 Gellert Boulevard
Monday to Friday • 9 a.m. – 5:30 p.m.
Saturday • 9 a.m. – 4 p.m.
