| 1 |
imLana |
11/09/2025 09:01 AM |
imLana |
11/09/2025 09:01 AM |
Platinum 90 HMO |
2025 |
Individual and Family |
2025-platinum-90-hmo-ifp |
HMO |
91.60% |
Provides comprehensive coverage. On average, plan pays 90% of medical expenses. |
|
Individuals & families who utilize medical services regularly. |
Yes |
None |
None |
Individual $4,500 / Family $9,000 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$15 Copay |
$30 Copay |
$15 Copay |
$15 Copay |
$15 Copay |
$30 Copay |
$15 Copay |
$15 Copay |
$30 Copay |
$75 Copay |
$75 Copay |
$20 Copay |
10% Coinsurance |
$0 Copay |
$225 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$225 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$150 Copay |
$0 Copay |
$15 Copay |
$150 Copay |
$7 Copay |
$14 Copay |
$16 Copay |
$32 Copay |
$25 Copay |
$50 Copay |
10% Coinsurance, up to $250 Copay |
Not Covered |
10% Coinsurance |
10% Coinsurance |
10% Coinsurance |
$15 Copay |
$15 Copay |
$225 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$15 Copay |
$15 Copay |
$225 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$20 Copay |
$20 Copay |
$15 Copay |
$15 Copay |
$125 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
|
|
|
|
|
| 2 |
imLana |
11/09/2025 09:01 AM |
imLana |
11/09/2025 09:01 AM |
Gold 80 HMO |
2025 |
Individual and Family |
2025-gold-80-hmo-ifp |
HMO |
81.60% |
Comprehensive plan with more affordable premiums than Platinum level. On average, plan pays 80% of medical expenses. |
|
Individuals & families with moderate medical needs. |
Yes |
None |
None |
Individual $8,700 / Family $17,400 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$35 Copay |
$65 Copay |
$35 Copay |
$35 Copay |
$35 Copay |
$65 Copay |
$35 Copay |
$40 Copay |
$75 Copay |
$75 Copay |
$130 Copay |
$60 Copay |
20% Coinsurance |
$0 Copay |
$350 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$350 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$330 Copay |
$0 Copay |
$35 Copay |
$250 Copay |
$15 Copay |
$30 Copay |
$60 Copay |
$120 Copay |
$85 Copay |
$170 Copay |
20% Coinsurance, up to $250 Copay |
Not Covered |
20% Coinsurance |
20% Coinsurance |
20% Coinsurance |
$35 Copay |
$35 Copay |
$350 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$35 Copay |
$35 Copay |
$350 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$30 Copay |
$30 Copay |
$35 Copay |
$35 Copay |
$150 Copay/Day (Up to the first 5 Days) |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
|
|
|
|
|
| 3 |
imLana |
11/09/2025 09:01 AM |
imLana |
15/09/2025 08:51 AM |
Silver 70 HMO |
2025 |
Individual and Family |
2025-silver-70-hmo-ifp |
HMO |
71.60% |
Affordable coverage plan. On average, plan pays 70% of medical expenses. More affordable options available to people with subsidies. |
|
Individuals & families who can afford periodic out-of-pocket costs. |
Yes |
Individual $5,400 / Family $10,800 |
Individual $50 / Family $100 |
Individual $8,700 / Family $17,400 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$50 Copay |
$90 Copay |
$50 Copay |
$50 Copay |
$50 Copay |
$90 Copay |
$50 Copay |
$50 Copay |
$95 Copay |
$325 Copay |
30% Coinsurance |
30% Coinsurance |
30% Coinsurance |
0% Coinsurance |
After Deductible, 30% Coinsurance |
30% Coinsurance |
After Deductible, 30% Coinsurance |
30% Coinsurance |
$400 Copay |
$0 Copay |
$50 Copay |
$250 Copay |
$18 Copay |
$36 Copay |
After Deductible, $60 Copay |
After Deductible, $120 Copay |
After Deductible, $90 Copay |
After Deductible, $180 Copay |
After Drug Deductible, 20% Coinsurance, up to $250 Copay |
Not Covered |
20% Coinsurance |
20% Coinsurance |
20% Coinsurance |
$50 Copay |
$50 Copay |
After Deductible, 30% Coinsurance |
30% Coinsurance |
$50 Copay |
$50 Copay |
After Deductible, 30% Coinsurance |
30% Coinsurance |
$45 Copay |
$45 Copay |
$50 Copay |
$50 Copay |
After Deductible, 30% Coinsurance |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
SFC02 |
|
|
|
|
| 4 |
imLana |
11/09/2025 09:01 AM |
imLana |
12/09/2025 12:13 PM |
Bronze 60 HMO |
2025 |
Individual and Family |
2025-bronze-60-hmo-ifp |
HMO |
63.60% |
Low premium plan. On average, plan pays 60% of medical expenses. |
Bronze plans will waive the deductible for the first 3 non-preventive visits for any combination of the following services: primary care office visits, specialist office visits, urgent care visits, or Mental Health / Substance Use Disorder outpatient offi |
Individuals & families with minimal medical needs. |
Yes |
Individual $5,800 / Family $11,600 |
Individual $450 / Family $900 |
Individual $8,850 / Family $17,700 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$60 Copay |
$95 Copay for the first 3 non-preventive visits, then Deductible Applies |
$60 Copay |
$60 Copay |
$60 Copay |
$95 Copay for the first 3 non-preventive visits, then Deductible Applies |
$60 Copay |
$40 Copay |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
$0 Copay |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
$0 Copay |
$60 Copay |
After Deductible, 40% Coinsurance |
$19 Copay |
$38 Copay |
After Drug Deductible, 40% Coinsurance, up to $500 Copay |
After Drug Deductible, 40% Coinsurance, up to $1,500 Copay |
After Drug Deductible, 40% Coinsurance, up to $500 Copay |
After Drug Deductible, 40% Coinsurance, up to $1,500 Copay |
After Drug Deductible, 40% Coinsurance, up to $500 Copay |
Not Covered |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
$60 Copay |
$60 Copay |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
$60 Copay |
$60 Copay |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
After Deductible, 40% Coinsurance |
$60 Copay |
$60 Copay |
After Deductible, 40% Coinsurance |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
|
|
|
|
|
| 5 |
imLana |
11/09/2025 09:01 AM |
imLana |
29/09/2025 11:54 AM |
Bronze 60 HDHP HMO |
2025 |
Individual and Family |
2025-bronze-60-hdhp-hmo-ifp |
HDHP |
64.90% |
Low premium plan. On average, plan pays 60% of medical expenses.*Health Savings Account eligible High Deductible Health Plan. |
Bronze plans will waive the deductible for the first 3 non-preventive visits for any combination of the following services: primary care office visits, specialist office visits, urgent care visits, or Mental Health / Substance Use Disorder outpatient offi |
Individuals & families with minimal medical needs and plans to fund use an HSA |
Yes |
Individual $6,650 / Family $13,300 (Combined Medical/Drug Deductible) |
Individual $6,650 / Family $13,300 (Combined Medical/Drug Deductible) |
Individual $6,650 / Family $13,300 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
$0 Copay |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
Not Covered |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
|
|
|
|
|
| 6 |
imLana |
11/09/2025 09:01 AM |
imLana |
26/09/2025 12:12 PM |
American Indian / Alaskan Native $0 Cost Sharing |
2025 |
Individual and Family |
2025-american-indian-alaskan-native-hmo-ifp |
HMO |
|
|
|
|
Yes |
None |
None |
None |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
Not Covered |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
SFC02 |
SFC02 |
|
|
|
| 7 |
imLana |
11/09/2025 09:01 AM |
imLana |
29/09/2025 11:55 AM |
Minimum Coverage HMO |
2025 |
Individual and Family |
2025-minimum-coverage-hmo-ifp |
HMO |
|
Lowest premium plan and mostly protects from worst-case scenarios. For adults younger than 30 years old only. |
Minimum Coverage will waive the deductible for the first 3 non-preventive visits for any combination for the following services: Primary care visits, urgent care, mental health/substance use disorder outpatient office visits |
Individuals or a Young Family who want a little coverage for a modest premium. |
Yes |
Individual $9,200 / Family $18,400 (Combined Medical/Drug Deductible) |
Individual $9,200 / Family $18,400 (Combined Medical/Drug Deductible) |
Individual $9,200 / Family $18,400 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
After Deductible, 0% Coinsurance |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
$0 Copay |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
0% Coinsurance |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
After Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
After Combined Medical/Drug Deductible, 0% Coinsurance |
Not Covered |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
0% Coinsurance for the first 3 non-preventive visits, then Deductible Applies |
0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
0% Coinsurance |
After Deductible, 0% Coinsurance |
After Deductible, 0% Coinsurance |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
|
|
|
|
|
| 8 |
imLana |
11/09/2025 09:01 AM |
imLana |
15/09/2025 08:48 AM |
Silver 94 HMO |
2025 |
Individual and Family |
2025-silver-94-hmo-ifp |
HMO |
95.10% |
Subsidized plan that pays 94% of medical expenses. |
|
Individuals & Families that qualify for a subsidy based on income. |
Yes |
None |
None |
Individual $1,150 / Family $2,300 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$5 Copay |
$8 Copay |
$5 Copay |
$5 Copay |
$5 Copay |
$8 Copay |
$5 Copay |
$8 Copay |
$8 Copay |
$50 Copay |
10% Coinsurance |
10% Coinsurance |
10% Coinsurance |
$0 Copay |
10% Coinsurance |
10% Coinsurance |
10% Coinsurance |
10% Coinsurance |
$50 Copay |
$0 Copay |
$5 Copay |
$30 Copay |
$3 Copay |
$6 Copay |
$10 Copay |
$20 Copay |
$15 Copay |
$30 Copay |
10% Coinsurance, up to $150 Copay |
Not Covered |
10% Coinsurance |
10% Coinsurance |
10% Coinsurance |
$5 Copay |
$5 Copay |
10% Coinsurance |
10% Coinsurance |
$5 Copay |
$5 Copay |
10% Coinsurance |
10% Coinsurance |
$3 Copay |
$3 Copay |
$5 Copay |
$5 Copay |
10% Coinsurance |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
SFC02 |
|
|
|
|
| 9 |
imLana |
11/09/2025 09:01 AM |
imLana |
15/09/2025 08:49 AM |
Silver 87 HMO |
2025 |
Individual and Family |
2025-silver-87-hmo-ifp |
HMO |
88.90% |
Subsidized plan that pays 87% of medical expenses. |
|
Individuals & Families that qualify for a subsidy based on income. |
Yes |
None |
None |
Individual $3,000 / Family $6,000 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$15 Copay |
$25 Copay |
$15 Copay |
$15 Copay |
$15 Copay |
$25 Copay |
$15 Copay |
$20 Copay |
$40 Copay |
$100 Copay |
20% Coinsurance |
20% Coinsurance |
20% Coinsurance |
$0 Copay |
20% Coinsurance |
20% Coinsurance |
20% Coinsurance |
20% Coinsurance |
$150 Copay |
$0 Copay |
$15 Copay |
$75 Copay |
$5 Copay |
$10 Copay |
$25 Copay |
$50 Copay |
$45 Copay |
$90 Copay |
15% Coinsurance, up to $150 Copay |
Not Covered |
15% Coinsurance |
15% Coinsurance |
15% Coinsurance |
$15 Copay |
$15 Copay |
25% Coinsurance |
25% Coinsurance |
$15 Copay |
$15 Copay |
25% Coinsurance |
25% Coinsurance |
$15 Copay |
$15 Copay |
$15 Copay |
$15 Copay |
20% Coinsurance |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
SFC02 |
|
|
|
|
| 10 |
imLana |
11/09/2025 09:01 AM |
imLana |
15/09/2025 08:50 AM |
Silver 73 HMO |
2025 |
Individual and Family |
2025-silver-73-hmo-ifp |
HMO |
79.20% |
Subsidized plan that pays 73% of medical expenses. |
|
Individuals & Families that qualify for a subsidy based on income. |
Yes |
None |
None |
Individual $6,100 / Family $12,200 |
None |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$35 Copay |
$85 Copay |
$35 Copay |
$35 Copay |
$35 Copay |
$85 Copay |
$35 Copay |
$50 Copay |
$95 Copay |
$325 Copay |
30% Coinsurance |
30% Coinsurance |
30% Coinsurance |
$0 Copay |
30% Coinsurance |
30% Coinsurance |
30% Coinsurance |
30% Coinsurance |
$350 Copay |
$0 Copay |
$35 Copay |
$250 Copay |
$15 Copay |
$30 Copay |
$55 Copay |
$110 Copay |
$85 Copay |
$170 Copay |
20% Coinsurance, up to $250 Copay |
Not Covered |
20% Coinsurance |
20% Coinsurance |
20% Coinsurance |
$35 Copay |
$35 Copay |
30% Coinsurance |
30% Coinsurance |
$35 Copay |
$35 Copay |
30% Coinsurance |
30% Coinsurance |
$40 Copay |
$40 Copay |
$35 Copay |
$35 Copay |
30% Coinsurance |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
$0 Copay |
|
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
|
SFC02 |
|
|
|
|